Terms of Use

Terms of Use

  2. 1.1

    By entering, using and/or visiting this and our other websites (collectively, including all content available on or through our websites, to be referred to as the "Website"), you agree to these terms and conditions (as may be amended or revised from time to time) (the "Terms of Use”), and to the Privacy Policy , Copyright Notice and any other terms and conditions incorporated hereunder (this “Agreement”).

  3. 1.2

    You are only authorised to use the Website if you agree to abide by this Agreement. Please read these Terms of Use carefully as your entry, access and use of the Website is governed by these Terms of Use and by entering, accessing and using the Website, you agree to and accept the terms and conditions contained herein. If you do not agree with or to these Terms of Use, you must immediately leave the Website and discontinue using it and any of the services provided therein.

  4. 1.3

    You agree that the laws of the Republic of Singapore will govern this Agreement, and further agree to submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore for any dispute in relation to or involving the Website.

  5. 1.4

    In order to participate in certain activities or services offered on the Website, you may be notified that you are required to download software or content and/or agree to additional terms and conditions and rules applicable to such services in which you choose to participate.

  6. 1.5

    These Terms of Use and any other terms and conditions of this Agreement may be amended or revised from time to time at any time without notice, and such amendment or revision shall be effective and binding upon posting onto the Website. It is therefore important that you review the Terms of Use regularly to ensure you are updated as to any changes. Your continued use of the Website signifies your agreement to and acceptance of any revised terms and conditions.

  8. 2.1

    In order to participate in certain activities or services offered on the Website or to become a member, you have to register with us to create an account. Each registration is for a single user only, and on registration, you will provide your email address and password (collectively, your “ID”). Sharing of registered accounts and/or ID on the Website, accessing the Website through a single ID made available to multiple users on a network, and unauthorised use of another’s ID is prohibited. In the event of inappropriate or unauthorised ID use or any other breach of this Agreement, we may terminate, restrict or suspend (for such period and on such terms, if any, as we deem fit or necessary) your account with, and/or access to, the Website without any liability whatsoever

  9. 2.2

    When registering to create your account, you represent and warrant that all registration information you submit is accurate, truthful, complete and lawful. You further warrant that you will maintain the accuracy of such information and update the information as and when necessary.

  10. 2.3

    You are solely responsible for all activity that occurs on your account, for all use of the Website by you or anyone else using your ID, for preventing any unauthorised use of your ID and for maintaining the confidentiality of your ID and keeping it secure. You agree not to use the registered account and/or ID of another member at any time or to disclose your password to any third party. Please notify us immediately if you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID.

  12. 3.1

    All information on the website or other linked sites is provided on an "as is" basis. AFCI gives no warranty, express or implied, with respect to any information provided on this server or any other AFCI server, including but not limited to the implied warranties of mechantability, fitness for a particular purpose or non-infringement.

  13. 3.2

    In no event shall AFCI (and/or our related entities), our officers, directors, employees, or agents, be liable to you for any damages howsoever resulting from any loss or damage of any kind arising from or otherwise in connection with the access, use of or inability to access the website or interruptions or stoppage of service, including without limitation loss of goodwill, work stoppage, computer failure or malfunction, or any and all other damages or losses. AFCI shall not be liable for any direct, special, indirect, consquential, punitive or other damages based on use of information on or accessed from this website.

  14. 3.3

    AFCI does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the website or any hyperlinked website or featured in any banner or other advertising, and we are and will not be a party to or in any way be responsible for monitiring any transaction between you and third-party providers of products or services. As with the acquisition of information and purchase of a product or service through any medium or in any environment, you should use your best judgement, exercise caution where appropriate, and if need be, seek independent legal advice.

  16. 4.1

    You agree to defend, indemnify and hold harmless us, our affiliates and related entities, and the officers, directors, employees and agents of each such foregoing entity, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to legal costs and expenses) arising from:

  17. (a) your use of and access to our Website;

  18. (b) your violation of any term of this Agreement;

  19. (c) your violation of any third party right, including without limitation any intellectual property, property, or privacy right; or


  22. 5.1

    These Terms of Use, and any rights granted under this Agreement, may not be transferred or assigned by you, but may be assigned by us without any restriction whatsoever.

  23. 6 GENERAL
  24. 6.1

    We reserve the right to modify or discontinue, temporarily or permanently, the Website (or any part thereof) at any time without prior notice and at our sole discretion. We shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website, or any loss of content arising or resulting from such modification, suspension or discontinuance of the Website.

  25. 6.2

    The Website may contain links to other websites or resources. We are not responsible for the availability of such external websites or resources, do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such websites or resources. We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such external website or resource

  26. 6.3

    These Terms of Use, together with our Privacy Policy , Copyright Notice and any other terms and conditions incorporated hereunder, shall constitute the entire agreement between you and us concerning our Website.

  27. 6.4

    The headings and section titles in these Terms of Use are for convenience only and have no legal or contractual effect.

  28. 6.5

    These Terms of Use operate to the fullest extent permissible by law. If any provision of these Terms of Use is unlawful, void or unenforceable, that provision is deemed severable from the Terms of Use and does not affect the validity and enforceability of any remaining provisions, which shall remain in full force and effect.

  29. 6.6

    No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision hereunder shall not constitute a waiver of such right or provision.